WHEN MAY A CREDIT CHECK BE DONE

WHEN MAY A CREDIT CHECK BE DONE
Please note the legislation surrounding credit records and the circumstances under which these may or may not be done in order to protect both you and I from being at risk of contravening the National Credit Act APSO STAFFING WEEKLY : Volume 52:...
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Affordability Assessment

Affordability Assessment
Our last look at “From Debt to Riches” by Phumelele Ndumo Before granting a garnishee order, court officials are supposed to establish that the debtor will still have enough money to live on after the garnishee order. However, many officials do no...
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Proof of notifying the debtor

Proof of notifying the debtor
Continuing from “From Debt to Riches” by Phumelele Ndumo Some tracing agents who are supposed to obtain the debtor's signature on the Section 58 forms agreeing to the judgement simply forge the debtor's signature. When a debt is prescribed, the on...
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Hidden fees in Garnishee orders

Hidden fees in Garnishee orders
Taken from “From Debt to Riches” by Phumelele Ndumo Credit providers often pay debt collectors and lawyers contingency fees  or commission, which can be up to 25% of the debt outstanding , for helping them to recover their money. These fees shout ...
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